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The Guyton Group

Business exit planning, retirement planning, estate planning, and life & disability insurance planning – for when it matters most.


Typically best for retirees and business owners aged 55+

Serving Portsmouth NH, Portland ME, Boston MA, and beyond.

Complimentary Consultation

CUSTOMIZED FINANCIAL SERVICES SINCE 1986

Specializing in Business Exit and Retirement Strategies


The Guyton Group was founded by Joe Guyton in 1986 in Boston, MA. Following in his father’s footsteps of running his own business, Joe was determined to use his talents and expertise to live his best life, all with the goal of giving his family, and the businesses and families of his community, the best possible opportunities.

A Family Legacy

I grew up in a family business environment and understand the
ins and outs of what it means to run a successful family-owned
business – including managing the complex interpersonal
relationships and processes within them. The family dynamics,
the day to day management of suppliers, customers and key
employees. The need for employee retention. All these things
create an interdependent family/business system that requires
specialized planning.

Joe Guyton
Principal & Founder
Guyton Group

Meet The Guyton Group Team

Your Guide to Financial Security

At Guyton Group, we understand that a business can feel like the only child that never leaves the nest, which can be a great source of positivity, as well as the creation of many challenges and stresses. We are here to help guide you out of the nest of stress to help guide you into financial security.

Retirement is becoming a much longer and exciting chapter in life. In fact, retirement has an entirely new meaning than it did 25 or 30 years ago. Back then, it was about leaving a job with a pension, collecting social security, and setting out to live a life of leisure. Not anymore. 

Today, there are fewer pensions and in many cases, these have been replaced by self-savings plans and 401Ks. Social Security is now viewed as part of a long-term plan, and not a major contributor in most instances. Today, being able to rely on your portfolio for income over the long term during retirement is more important than ever.

THE IMPORTANCE OF RETIREMENT INCOME PLANNING


The Combined impact of self-savings versus pension, longer life
expectancy, and the desire for living life fully well into your 80s, 90s,
and even early 100s, means that retirement income planning is more
critical than ever before.

Planning how to finance your later years is where Guyton Group comes in.

We work with owners of
closely held businesses to
design plans that retain and
optimize your business to
allow for reduced ownership
involvement.

We help establish exit plans
with models to determine how
much cash is needed to create
the lifestyle you envision later
in your life.

We partner with your
attorneys, accountants,
and investment bankers
to ensure that the
income model will work.

We work in collaboration with your team of professionals to:

Ensure legal documents are up-to-date

Plan for guaranteed, tax-efficient income

Provide proper protection from creditors

Plan for long term care

Offer protection of assets for future generations

Contact Us to Get Started Today

A WEALTH OF EXPERIENCE MATTERS


Our team experience and training makes us uniquely qualified to assist you with creating a plan that will optimize your wealth and enjoyment of life into retirement, and beyond.

Certified Business Exit Planner (CExP™)

Accredited Estate Planner (AEP®)

Retirement Income Certified Planner (RICP®)

Chartered Life Underwriter (CLU®)

Joe promises that you will never turn to him or his team and ask, “Why didn’t you tell me I could
do that?” Because of his breadth of skills and knowledge, Joe and the team at Guyton Group will
keep you informed and ahead of the strategies you need to make the most of your years.


Joseph Guyton

Principal & Founder | Guyton Group

RICP® CExP™ AEP® CLU®

603-766-9200
[email protected]

Read Joe’s Bio

Joseph H. Guyton is Principal of The Guyton Group. He has over 35 years of experience providing professional knowledge in retirement income planning, pension, profit sharing and business succession. Joe’s clients include high net worth business owners and individuals. As an RICP® with extensive training, Joe can provide expert advice on a broad range of retirement topics including income needs and objectives, estate issues and other risks to the retirement income planning, social security, health insurance, housing decisions, and income taxation strategies.  He understands the many problems people face today as they prepare to exit their businesses.  He helps all his clients increase access to their wealth on a guaranteed and tax-advantaged basis.

Education:
Pennsylvania State University – Bachelor of Science in Finance and Accounting
The Richard Irwin Graduate School at The American College – Business Succession Planning – Certificate
The Richard Irwin Graduate School at The American College – Estate Planning and Taxation – Certificate

Professional:
The Guyton Group – Principal
CIGNA – Formerly a Field Representative

Professional Designations, Organizations, and Committees:

CExP™- Certified Exit Planner
RICP® – Retirement Income Certified Planner®
AEP® – Accredited Estate Planner®
CLU® –   Chartered Life Underwriter®

2019 President – Executive Committee of Leaders Club by Guardian Life Insurance Company of America®

Million Dollar Roundtable
– Court of the Table
– Top of the Table
National Association of Insurance and Financial Advisors New Hampshire Estate Planning Council
Association for Advanced Life Underwriting
International Association of Insurance and Financial Advisors
Guardian’s Leader’s Club, President’s Council, Chairman’s Council
Guardian Elite
Recipient of the Robert Effenson Award

Registered Representative and Financial Advisor of Park Avenue Securities LLC. Financial Representative of The Guardian Life Insurance Company of America. Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation.  CA insurance #0A96200.

This award is not issued or endorsed by Guardian or its subsidiaries. The annual Five Star Wealth Manager award [2022] is based on criteria developed and obtained by Five Star Professional. No compensation has been provided by the adviser in connection with obtaining or using the third-party award.

Million Dollar Round Table is endorsed by but not affiliated with Guardian or its subsidiaries. Applicants must annually qualify for membership based on productivity and pay an annual fee.

National Association of Insurance and Financial Advisors is endorsed by but not affiliated with Guardian or its subsidiaries. Members must pay an annual fee.

Guardian endorses and establishes the criteria for Guardian awards/recognition.

Tammy Harvey

Director of Operations

603-766-9200
[email protected]

Read Tammy’s Bio

Tammy has been in Financial Services for over 17 years and joined The Guyton Group in 2009. As Director of Operations, she works with all divisions of the firm to ensure alignment of sales and administrative services within the insurance, equity and brokerage divisions while providing clients with the highest level of customer service.

Tammy grew up in Connecticut and graduated from Lynchburg College with a BA in Communication Studies. Tammy currently resides in Newmarket, NH with her husband and two children. Outside of work she enjoys traveling, cooking, spending time at the beach, and long hikes with her two dogs.

Tammy holds a securities license and is a Registered Representative of Park Avenue Securities, LLC (PAS).

Registered Representative of Park Avenue Securities LLC (PAS). Supervised from: 160 Gould Street, Suite 310, Needham, MA 02494, 781-449-4402. Securities products and services offered through PAS, a Registered Broker/Dealer and Investment Advisor. PAS is a wholly-owned subsidiary of Guardian. The Guyton Group and The Bulfinch Group are not affiliates or subsidiaries of PAS or Guardian. Life Insurance offered through The Bulfinch Group Insurance Agency, LLC, an affiliate of The Bulfinch Group, LLC. The Bulfinch Group, LLC is not licensed to sell insurance. The Guyton Group is an affiliate of The Bulfinch Group, LLC. PAS is a member FINRA, SIPC. 

Jennifer Bratt

Executive Assistant

603-766-9200

Read Jennifer’s Bio


Jennifer joined The Guyton Group in 2023 as Executive Assistant to Joe and Tammy. She supports them in meeting client needs, as well as helping ensure the office runs smoothly.

Jennifer grew up in the New Hampshire Seacoast area and holds a BA in Art History from Boston University. She worked in museums and non-profits before starting her own retail business in 2003, which she ran for 20 years. She lived in New York City, Austin, San Francisco, and Miami before returning to Durham, NH where she is raising her three children. Outside of work, Jennifer loves to cook, sew, and dance Argentine tango.

Registered Representative of Park Avenue Securities LLC (PAS). Supervised from: 160 Gould Street, Suite 310, Needham, MA 02494, 781-449-4402. Securities products and services offered through PAS, a Registered Broker/Dealer and Investment Advisor. PAS is a wholly-owned subsidiary of Guardian. The Guyton Group and The Bulfinch Group are not affiliates or subsidiaries of PAS or Guardian. Life Insurance offered through The Bulfinch Group Insurance Agency, LLC, an affiliate of The Bulfinch Group, LLC. The Bulfinch Group, LLC is not licensed to sell insurance. The Guyton Group is an affiliate of The Bulfinch Group, LLC. PAS is a member FINRA, SIPC. 

Request Complimentary Consultation

Request Complimentary Consultation


Find out what the Guyton Group can do to help secure your retirement and the life you envision.


If you’re looking for a dedicated financial advisor in the NH Seacoast, Southern ME, or Northern MA – one who will become a trusted member of your extended family – talk to Joe.


Complete our online form or call 603-766-9200.

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